Category: Coverage

  • Fraud Prevention: Who Really Pushed It?

    Fraud Prevention: Who Really Pushed It?

    Every client eventually asks us the same thing, and the honest answer is always a long, flat stare.

    Our standard approach involves a risk assessment completed from a high shelf, followed by a claims form that has footprints on it, followed by a brief and unexplained sprint.

    The Short Version, Told Slowly

    We asked a customer for feedback. They looked at us, blinked slowly, and left a single hair on the form.

    Naturally there was a committee. Naturally the committee was a pile of boxes, and naturally one box was occupied.

    In summary: act confidently, deny everything, and always keep a clear route to the nearest box.

  • Flood Coverage for the Water Bowl Incident

    Flood Coverage for the Water Bowl Incident

    We have been doing this for what feels like nine lives, and we are still not sure who is in charge.

    We asked a customer for feedback. They looked at us, blinked slowly, and left a single hair on the form.

    The Short Version, Told Slowly

    Experts agree that a risk assessment completed from a high shelf is essential. Experts also agree that this is a very long way of asking for a snack.

    If you take only one thing from this, take this: an exclusion for anything already on the floor is not a bug. It is the product.

    That is all for now. We are told there is a sunbeam going to waste, and a professional never lets that happen.

  • Claims Adjuster Meets the Curtain Climber

    Claims Adjuster Meets the Curtain Climber

    At Catastrophe Insurance Group, we try to keep things simple, which means we complicate them and then take a nap.

    Our team did a careful study. By study we mean someone knocked it off the table to see what would happen.

    The Short Version, Told Slowly

    We asked a customer for feedback. They looked at us, blinked slowly, and left a single hair on the form.

    If you take only one thing from this, take this: an exclusion for anything already on the floor is not a bug. It is the product.

    Thank you for reading, and please do not leave anything on the edge of a surface. You know why.